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T-Mobile’s $0-down financing plan bundles taxes and fees

by | Aug 4, 2026

Illustration of the T-Mobile logo, the letter T in a pink box with two squares on either side of it, in front of a blue and aqua background.

T-Mobile is launching a new financing option that will allow you to pay for a device, taxes, and fees over 36 months. In an update on Tuesday, T-Mobile says its new Equipment Installment Plan (EIP) Flex 36 requires no upfront payment and will come with a 0 percent APR for a limited time.

Even if you are financing a device, carriers typically require you to pay sales tax, an activation fee, or a down payment at checkout. T-Mobile says its new plan eliminates that by allowing you to pay off all of these costs over time – though its website notes only “well-qualified customers” will pay $0 upfront. The EIP Flex 36 financing option is available …

Read the full story at The Verge.

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